PHP Engineer

About the Company

Lendable is a pioneering fintech company dedicated to developing cutting-edge technology that facilitates quick access to credit and promotes financial savings. Recognized as one of the UK’s most exciting unicorns, the company boasts a team of over 800 talented professionals and has established itself as one of the fastest-growing technology firms in the region. Since its inception, Lendable has maintained profitability since 2017 and has garnered backing from prominent investors such as Balderton Capital and Goldman Sachs. The company is highly regarded by its customers, evidenced by an impressive 4.9-star rating across tens of thousands of reviews on Trustpilot.

About the Company

Lendable is a pioneering fintech company dedicated to developing cutting-edge technology that facilitates quick access to credit and promotes financial savings. Recognized as one of the UK’s most exciting unicorns, the company boasts a team of over 800 talented professionals and has established itself as one of the fastest-growing technology firms in the region. Since its inception, Lendable has maintained profitability since 2017 and has garnered backing from prominent investors such as Balderton Capital and Goldman Sachs. The company is highly regarded by its customers, evidenced by an impressive 4.9-star rating across tens of thousands of reviews on Trustpilot.

Our mission centers on transforming traditional consumer finance products by rebuilding and innovating core offerings such as loans, credit cards, and car finance from the ground up. Lendable’s approach emphasizes speed, efficiency, and customer-centric solutions, enabling us to deliver funds to our clients within minutes instead of days. Our vision extends to expanding into major Western markets, particularly the UK and US, where we aim to disrupt entrenched banking systems with our advanced, data-driven, and AI-powered platforms.

About the Role

We are seeking a skilled PHP Engineer to join our expanding UK Loans team, preferably based in or around London. As part of our vibrant engineering organization comprising over 200 engineers across backend, frontend, mobile, and platform disciplines, you will play a vital role in enhancing our lending platforms.

Your responsibilities will include developing and integrating APIs to improve the customer journey, optimizing system performance, and participating in architectural discussions to shape the future of our technology stack.

This role offers a unique opportunity to work on complex financial systems, leveraging modern PHP development practices, and contributing to innovative solutions that impact millions of customers. You will collaborate closely with cross-functional teams, take ownership of your projects, and have the chance to influence the technical direction of our products in a fast-paced environment.

Qualifications

• Minimum of 5+ years of professional experience with PHP, demonstrating strong, business-oriented engineering skills.
• Proficiency with modern PHP development, specifically PHP 8.0+.
• Solid understanding of Symfony framework and its ecosystem.
• Experience with Domain Driven Design, Message-Driven Systems, and Event Sourcing is advantageous.
• Excellent automatic testing skills, including expertise in unit, integration, functional testing, and Behat.
• Ability to work independently with a high degree of ownership and autonomy.
• Desirable: prior experience working on financial systems or in a fintech environment.
• Strong desire to learn, collaborate effectively within a team, and contribute to innovative solutions.

Responsibilities

• Design, develop, and maintain robust APIs and backend services to support our lending products.
• Optimize and enhance existing systems for performance, scalability, and security.
• Participate in architectural discussions, making technical decisions aligned with best practices and company goals.
• Implement automated testing and continuous integration processes to ensure high-quality code.
• Collaborate with cross-functional teams including product managers, data scientists, and frontend engineers.
• Contribute to technical documentation and knowledge sharing within the team.
• Engage in code reviews, mentoring, and fostering a culture of continuous improvement.

Benefits

• Opportunity to be part of a dynamic, high-growth fintech company with global ambitions.
• Flexible working arrangements, including hybrid and fully remote options.
• Regular social events, team-building activities, and opportunities to connect beyond work.
• Comprehensive health coverage supporting physical and mental wellbeing.
• Retirement and savings plans to support long-term financial stability.
• Employee referral program with attractive bonuses for successful hires.
• Fully stocked kitchen, complimentary lunches at select locations, and snacks.
• Sustainable commuting options such as cycle-to-work and electric vehicle schemes.

Equal Opportunity

Lendable is committed to fostering an inclusive environment where all employees are valued and respected. We believe diversity drives innovation and excellence, and we welcome applications from individuals of all backgrounds, experiences, and perspectives. Our hiring practices are designed to ensure equal opportunity for everyone, and we strive to create a workplace that promotes fairness, equity, and mutual respect.

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