Software Engineer III

Job Description

We have an exciting and rewarding opportunity for you to take your software engineering career to the next level.

Job Description

We have an exciting and rewarding opportunity for you to take your software engineering career to the next level. As a Software Engineer III at JPMorganChase within Commercial & Investment Bank Payments Technology, you will serve as a seasoned member of an agile team to design and deliver trusted market-leading technology products in a secure, stable, and scalable way. You are responsible for carrying out critical technology solutions across multiple technical areas within various business functions in support of the firm's business objectives.

The SWIFT Infrastructure Technology team is responsible for providing firm-wide connectivity to the systemically important market infrastructures of SWIFT and CLS. Our secure, high-performance middleware messaging and API applications process millions of messages and trillions of dollars in payments every day, interfacing with hundreds of internal line of business applications to enable the exchange of financial messages with counterparties across the world.

You will apply your knowledge and expertise across all aspects of the software development lifecycle — from defining requirements and designs, to building, testing, and implementing solutions, and providing production support. This role requires a solid level of SWIFT product expertise and a thorough understanding of SWIFT messaging concepts, combined with a strong foundation in distributed infrastructure and associated technologies.

Job Responsibilities

• Execute software solutions across design, development, and technical troubleshooting, thinking beyond conventional approaches to break down complex technical problems and deliver scalable outcomes
• Create secure, high-quality production code and maintain algorithms that run synchronously with appropriate systems
• Leverage enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards
• Apply knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation
• Produce architecture and design artifacts for complex applications while ensuring design constraints are met throughout software code development
• Gather, analyze, synthesize, and develop visualizations and reporting from large, diverse data sets in service of continuous improvement of software applications and systems
• Proactively identify hidden problems and patterns in data, using insights to drive improvements to coding hygiene and system architecture
• Configure and implement SWIFT products including SWIFT Alliance Gateway, SWIFT Alliance Access, Web Platform, Domestic Messaging Channel services, and CLS-based applications
• Automate testing and deployment of current and next versions of applications to support continuous delivery and operational stability
• Build and maintain positive working relationships across the team and with business colleagues to support effective cross-functional collaboration

Required Qualifications, Capabilities, And Skills

• Formal training or certification on software engineering concepts and proficient applied experience
• Hands‑on practical experience in system design, application development, testing, and operational stability
• Experience developing, debugging, and maintaining code in a large corporate environment using one or more modern programming languages and database querying languages
• Development experience in Core Java and Python, with knowledge of XML libraries
• Strong understanding of MQ middleware and its appropriate use within enterprise messaging environments
• Strong understanding of PL/SQL and its appropriate use in data‑driven application development
• Solid UNIX knowledge and shell scripting capability
• Overall knowledge of the Software Development Life Cycle and agile methodologies such as continuous integration/continuous delivery, application resiliency, and security
• Exposure to Payments and Clearing and Financial Messaging (SWIFT)
• Hands‑on experience using enterprise-authorized AI‑assisted software development tools within the work environment (e.g., for coding, test creation, troubleshooting, or documentation) with demonstrated ability to critically evaluate, validate, and refine AI-generated outputs for correctness, performance, and security
• Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practices

Preferred Qualifications, Capabilities, And Skills

• Bachelor's degree or equivalent experience in a relevant technical field
• Experience working in an agile/scrum environment, including across multiple locations
• Familiarity with Commercial Off-The-Shelf (COTS) package implementation and configuration
• AWS and Terraform related certifications
• Solid understanding of distributed infrastructure and High Availability cluster technologies

ABOUT US

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first‑class business in a first‑class way approach to serving clients drives everything we do. We strive to build trusted, long‑term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

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