Product Manager

Overview

In this role you own Experian's Open Banking products and the transaction categorisation engine in the UK, driving accuracy and commercial performance. You’ll partner with cross‑functional teams in the UK and India, coordinate with clients and stakeholders, and be accountable for measurable product outcomes. You shape the affordability proposition and lead continuous improvement through experimentation and client feedback. This is an opportunity to impact how clients assess affordability through robust data capabilities and responsible product delivery.

Pay / Benefits

• hybrid working with 2 days in Nottingham
• discretionary bonus
• pension
• bupa healthcare
• sharesave scheme
• 25 days annual leave + 8 bank holidays + 3 volunteering days

Responsibilities

• Manage the roadmap for Open Banking and the categorisation engine
• Prioritise backlog with client value, feasibility and ROI
• Define release goals with measurable success criteria
• Position capabilities within the affordability proposition
• Lead end-to-end performance of the Open Banking journey (consent, coverage, time to decision)
• Improve categorisation quality (accuracy, edge cases, income/expenditure derivation)
• Establish dashboards and reporting to monitor product performance
• Run regular optimisation (A/B or champion–challenger testing)
• Create feedback loop from client insights into a prioritized backlog
• Balance accuracy and journey improvements against processing cost and cost to serve
• Be a trusted adviser to clients and manage ongoing engagement
• Translate client insight into well-scoped requirements and user stories
• Develop business cases and monitor product P&L and pricing implications
• Collaborate with commercial, pricing, compliance, legal and risk teams
• Maintain knowledge of Open Banking and transaction categorisation concepts
• Engage with engineers, data scientists and QA to review technical trade-offs

Key requirements

• Experience as a Product Manager in financial services or FinTech
• Proven track record optimizing live products with data-driven improvements
• Client-facing experience and ability to build trusted relationships
• Commercial experience including business cases, P&L and pricing understanding
• Experience working with distributed or offshore development teams
• Comfort with evolving product contexts and rapid iteration
• Experience in regulated environments with compliance, legal and risk
• Ability to draw insights from data to support decisions
• Experience with Open Banking journeys, transaction categorisation or data enrichment is advantageous
• Experience in affordability, lending or credit risk domain is advantageous

• Client-facing communication
• Stakeholder management
• Analytical mindset and data-driven decision making
• Open Banking concepts (AISP models, API standards, consent/auth flows)
• Transaction categorisation (rules-based and ML-based)
• Data enrichment and income/expenditure derivation

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