Risk & Compliance Level 3 Apprenticeship 2027

Help a Global Business Manage Risk and Make Better Decisions

Ready to earn, learn and launch your career? This is more than your first job. You'll gain real experience, work towards a recognised qualification and build skills that will shape your future.

Our Risk & Compliance team helps Howden Re, the reinsurance division of Howden, operate responsibly and with confidence. By helping the business understand risks, follow industry regulations and make informed decisions, the team plays an important role in protecting our clients, colleagues and reputation.

As part of a close-knit and collaborative team, you'll gain hands‑on experience supporting real projects, learning how a global reinsurance business operates and developing the skills needed for a successful career in Risk & Compliance. No two days are the same, and you'll be supported every step of the way by your buddy, line manager and wider team.

You'll join Howden on a permanent role and complete an 18-month development programme designed to develop your technical knowledge, professional skills and confidence to kick start your career.

What you'll be doing?

You will begin with a structured induction before joining our Risk & Compliance team, where you will work alongside experienced colleagues and gradually take on more responsibility.

During the programme, you'll:

• Build your understanding of risk, compliance and the regulations that apply to the insurance and reinsurance industry.
• Learn how Howden identifies, records and manages risks that could affect the business.
• Support the maintenance of the risk register, which records important risks and the actions being taken to manage them.
• Assist with reviewing information to identify potential risks, patterns or areas that may require further investigation.
• Support the team in understanding new and changing regulations and what they could mean for the business.
• Collaborate with specialist teams such as Financial Crime, Data Protection, Regulatory Affairs and Compliance Monitoring.

Who are we looking for?

No insurance experience is needed; we'll teach you everything you need to know!

You'll be:

• Curious about how businesses identify and manage risk and interested in how rules, regulations help businesses operate responsibly.
• Confident communicating with a wide range of people.
• Comfortable researching topics and learning new information.
• Detail oriented and produce high quality and accurate work.
• Analytical and able to review information carefully to identify key details and trends.
• Organised, with the ability to manage multiple tasks and priorities.
• A strong problem solver who enjoys understanding complex situations.
• A collaborative team player who enjoys working with colleagues across different teams.
• Proactive, enthusiastic and eager to learn new skills.

To be eligible for our apprenticeship, you must:

• Have the full and unrestricted right to work in the UK.
• Have lived permanently in the UK for the last 3 years.
• Have achieved a grade C/4 in GCSE English and Maths.
• Not already hold a qualification that significantly overlaps with the content of this apprenticeship.

Why should you apply?

At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'll gain exposure to an exciting global industry, receive structured development throughout the summer and build relationships that could shape your future career.

You'll also benefit from:

• £28,000 a generous pension scheme.
• Completing fully funded professional qualifications relevant for your role.
• Structured learning and development through our 18-month apprenticeship development programme.
• 25 days' annual leave, plus bank holidays and an additional day off at Christmas.
• Access to discounted personal health policies, wellbeing support and a range of employee benefits and insurance products.
• 2 days allocated to take part in volunteering schemes.

Want to know what life at Howden is really like? Visit our Early Careers hub to explore our culture, learn more about the insurance industry, and get practical tips to help you prepare for our recruitment process. It's also a great way to work out which career path suits you best.

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