Risk & Compliance Apprenticeship Programme 2027

Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Risk & Compliance Apprenticeship Programme 2027

• Location: London
• Start date: September 2027
• Salary: £28,000
• Duration: You'll join us in a permanent role from day one while completing an 18-month development programme.
• Structure: You’re expected to work in the office at least 4 days per week and must live within a commutable distance
• Qualification: Level 3 Compliance and Risk apprenticeship

Risk & Compliance Apprenticeship Programme Help a Global Business Manage Risk and Make Better Decisions Ready to earn, learn and launch your career? This is more than your first job. You’ll gain real experience, work towards a recognised qualification and build skills that will shape your future.

Our Risk & Compliance team helps Howden Re, the reinsurance division of Howden, operate responsibly and with confidence. By helping the business understand risks, follow industry regulations and make informed decisions, the team plays an important role in protecting our clients, colleagues and reputation.

As part of a close-knit and collaborative team, you'll gain hands‑on experience supporting real projects, learning how a global reinsurance business operates and developing the skills needed for a successful career in Risk & Compliance. No two days are the same, and you'll be supported every step of the way by your buddy, line manager and wider team. You’ll join Howden on a permanent role and complete an 18-month development programme designed to develop your technical knowledge, professional skills and confidence to kick start your career.

What you’ll be doing?

You will begin with a structured induction before joining our Risk & Compliance team, where you will work alongside experienced colleagues and gradually take on more responsibility. During the programme, you'll:

• Build your understanding of risk, compliance and the regulations that apply to the insurance and reinsurance industry.
• Learn how Howden identifies, records and manages risks that could affect the business.
• Support the maintenance of the risk register, which records important risks and the actions being taken to manage them.
• Assist with reviewing information to identify potential risks, patterns or areas that may require further investigation.
• Support the team in understanding new and changing regulations and what they could mean for the business.
• Collaborate with specialist teams such as Financial Crime, Data Protection, Regulatory Affairs and Compliance Monitoring.
• Assist the team in responding to a range of compliance queries from the business.
• Support the team with business‑as‑usual activities relating go compliance training, monitoring and reporting.

Who are we looking for?

No insurance experience is needed; we’ll teach you everything you need to know! You'll be:

• Curious about how businesses identify and manage risk and interested in how rules, regulations help businesses operate responsibly.
• Confident communicating with a wide range of people.
• Comfortable researching topics and learning new information.
• Detail oriented and produce high quality and accurate work.
• Analytical and able to review information carefully to identify key details and trends.
• Organised, with the ability to manage multiple tasks and priorities.
• A strong problem solver who enjoys understanding complex situations.
• A collaborative team player who enjoys working with colleagues across different teams.
• Proactive, enthusiastic and eager to learn new skills.

To be eligible for our apprenticeship, you must:

• Have the full and unrestricted right to work in the UK.
• Have lived permanently in the UK for the last 3 years.
• Have achieved a grade C/4 in GCSE English and Maths.
• Not already hold a qualification that significantly overlaps with the content of this apprenticeship.

Why should you apply?

At Howden, people are at the heart of everything we do. As an employee‑owned business, we believe success is built through collaboration, learning and supporting one another. You'll gain exposure to an exciting global industry, receive structured development throughout the summer and build relationships that could shape your future career. You'll also benefit from:

• £28,000 a generous pension scheme.
• Completing fully funded professional qualifications relevant for your role.
• Structured learning and development through our 18‑month apprenticeship development programme.
• 25 days' annual leave, plus bank holidays and an additional day off at Christmas.
• Access to discounted personal health policies, wellbeing support and a range of employee benefits and insurance products.
• 2 days allocated to take part in volunteering schemes.

What do we offer in return?

A career that you define.

At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond.

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.

Beyond the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

Permanent Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.

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