Senior Underwriter – Asset Finance – North West ideally but...

Nottingham Source: WhatJobs

£29,000 to £33,000

Job Overview

Our client is a very successful lending solutions provider in the UK SME sector, with an impressive track record in the asset finance markets. They have also significantly grown as a business over the past few years as well as expanding their product offerings.

In this role as a Senior Underwriter you will draft and present structured credit proposals, maintaining an objective and independent view within the credit process and complying with Credit Policy, guidelines, and processes. You will ideally be used to underwriting deals up to £750k.

Key Objectives

The Senior Underwriter will be required to perform credit reviews and research industry and customer-related information for all new proposals and reviews of existing customers, as well as proactively monitoring industry and sector trends for early warning signals.

You will need to achieve the timely turnaround of credit proposals and reviews, in accordance with pre‑agreed SLAs. You will be required to coordinate with fellow Senior Underwriters and colleagues from the Credit & Risk department, as well as the Sales and Operations teams in relation to credit proposals; satisfaction of conditions precedent prior to referring for payout; and assist in ongoing monitoring of clients’ financial performance to ensure compliance with covenants in place.

You will be confident to build, develop, and strengthen relationships with existing and potential Introducers, Suppliers and Valuers in order to maximise future opportunities for the Business.

You will also be required to assist in the production of underwriting management reports, including client exposures, asset concentration and other ad‑hoc reports as required.

Principal Duties & Responsibilities

Demonstrate excellent credit assessment and report writing skills with appropriate due diligence undertaken on all credits, and completion of structured credit reports for presentation to the appropriate sanctioning authorities.
Consistently demonstrate strong financial, analytical, and numerical skills.
Demonstrate strong communication and organisational skills with a clear understanding of the credit risk drivers for each proposal.
Demonstrate an ability to disseminate complex information to multiple stakeholders, explaining the salient points.

Person Specification

Effective time‑management abilities – ability to work to tight deadlines and manage multiple priorities.
Strong communicator / relationship builder.
Attention to detail and accountable – demonstrates strong deal ownership.
Team player with self‑motivation, a ‘can‑do’ attitude and drive to succeed.
Ability to work with all levels of staff.
High level of personal and professional integrity.