Product Lead – Cash and TreasuryJob Title Here

About InvestEngine

InvestEngine is everything the modern investor should need. Unbeatable value, market-leading automation, and built for easy, long-term investing. We’ve built a strong foundation, have over £3.5 billion invested, award-winning service, and a passionate team, now we’re ready to scale.

About the Role

We are looking for a Product Lead with deep experience in cash savings and treasury products to lead the development of InvestEngine’s Cash ISA proposition.

Initially, the role will focus on launching and managing a Cash ISA delivered through a partner. Over time, the successful candidate will help define and build the capabilities needed to bring more of the treasury solution in-house.

This is a hands‑on product leadership role spanning proposition design, commercial strategy, pricing, partner management, go‑to‑market and ongoing product performance.

What You’ll Do

• Lead the product strategy, design and launch of a partner-delivered Cash ISA.
• Own the commercial and customer proposition, including interest‑rate strategy, pricing governance and margin management.
• Develop acquisition and retention strategies, with particular focus on introductory and bonus rates.
• Model and monitor customer behaviour before and after bonus‑rate expiry, including balance attrition, switching and retention.
• Define the go‑to‑market strategy across positioning, target segments, channels, launch mechanics and lifecycle communications.
• Manage the product relationship with banking and infrastructure partners, ensuring clear ownership of service, controls and customer outcomes.
• Establish the MI needed to manage balances, inflows, outflows, rate sensitivity, cost of funds, margin and customer cohorts.
• Work closely with Finance, Compliance, Operations, Marketing, Engineering and senior leadership.
• Shape the longer‑term roadmap towards an in‑house treasury capability, including operating model, technology, controls, liquidity and regulatory requirements.

What We’re Looking For

• Significant product leadership experience in cash savings, Cash ISAs, deposits or treasury‑led consumer products.
• A strong track record of building and launching cash products, ideally through both partner‑led and in‑house models.
• Practical experience setting customer interest rates and balancing growth, retention, funding requirements, margin and fair value.
• Deep understanding of bonus‑rate propositions, including acquisition economics, expiry communications and post‑bonus customer drop‑off.
• Experience managing savings‑product go‑to‑market strategies and customer lifecycle performance.
• Strong commercial and analytical judgement, with the ability to turn customer and balance behaviour into clear product decisions.
• Understanding of the UK savings market, ISA rules, Consumer Duty and the regulatory considerations relevant to cash products.
• Comfortable operating across strategy and delivery in a fast‑moving, regulated environment.

What success looks like

• A compelling, compliant and commercially sustainable Cash ISA is launched through the selected partner.
• Interest‑rate and bonus‑rate decisions are supported by clear economics, governance and customer‑outcome analysis.
• Acquisition, retention and post‑bonus balance behaviour are understood and actively managed.
• InvestEngine has a credible roadmap for developing an in‑house treasury solution.

How We Work

We’re a lean, fast‑moving team that values clarity, ownership, and transparency.
You won’t just be executing tickets — you’ll shape systems, improve processes, and influence product direction. We expect autonomy, but we also support each other. No bureaucracy, no drama — just respectful collaboration and meaningful work.

What We Offer

Impact from day one
You’ll take on meaningful work from the start, tackling real challenges that drive the stability, efficiency, and growth of our business.

Room to grow
As we scale, you’ll have opportunities to expand your responsibilities, influence how we work, and help shape our long‑term direction.

Transparent and open culture
We share decisions openly, keep communication channels clear, and encourage collaboration across every part of the business.

Supportive,high‑calibre team
Work alongside talented professionals who are experts in their fields — smart, driven, and generous with their knowledge.

Remote first and flexible
Work in the way that best suits you. We focus on results, not rigid hours, and trust you to manage your time effectively.

Our Hiring Process

1. Introductory call with our Talent team
2. Gamified cognitive assessment to understand how you think and problem‑solve
3. Competency interview focused on your experience in operational risk and controls (may include a short task or case study)
4. Senior leadership interview to explore alignment with our culture, values, and strategic direction

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