Our client is currently looking for aLife Medical Underwriterto join their dynamic team. Successful candidate will be reviewing customer applications to identify risk factors to assess whether they can offer Life, Critical Illness Cover and Income Protection applications.
Location: Remote
Type: Permanent
Key Responsibilities (including but not limited to):
Accurately assessing and documenting life and disability risks by reviewing applications and decide which terms, if any, can be offered up to the value based on your autonomy level
Ability to participate in or lead projects, which enhance the underwriting process and improve their systems and commercial viability
Ensuring any requests for further information are appropriate and accurate and commensurate with the risk being assessed, ensuring the customer journey is not impacted unnecessarily
Identifying complaints and ensuring they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limits
Ensuring all work is accurately recorded daily to enable accurate communications to be delivered and effective business decisions made
Taking ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirements
Must have experience in underwriting protection products
Must have experience in UK medical underwriting (essential)
Must have thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting
Extensive knowledge of all protection products
Understanding of legislations and regulatory requirements would be preferable
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