Underwriting Account Director

This is a role within the Fortegra Underwriting Team reporting to the Head of Consumer Underwriting, UK & Europe.

Primary Job Functions:

• Develop a profitable and sustainable book of GI business across UK & Europe.
• Manage and underwrite deals, including drafting risk assessments, pricing, negotiation and closing.
• Assist in relationship management with brokers and clients during the underwriting, negotiation and deal implementation stages.
• Manage portfolio profitability and re-negotiate renewal terms where appropriate, ensuring performance, key metrics and target loss ratios run to plan.
• Establish, manage, and implement appropriate underwriting guidelines within the business.
• Ensure claims management process is in line with pricing assumptions and partners are administering business appropriately and in line with policy terms and conditions.
• Assist in the drafting of policy wordings, IPID’s, marketing material and client presentations.

The above cited duties and responsibilities describe the general nature and level of work performed by people assigned to the job. They are not intended to be an exhaustive list of all the duties and responsibilities that an incumbent may be expected or asked to perform.

• Degree / MBA.
• 8+ years insurance industry experience.
• Excellent technical underwriting and portfolio management skills aligned with strong commercial acumen.
• Experience in building and managing profitable business.
• Good technical knowledge of insurance products (preferably warranty based), policy coverages, including the drafting of compliant wordings.
• Experience of regulatory bodies and frameworks.
• Ability to liaise with internal stakeholders at all levels and where relevant, presenting results and findings to boards and committees.
• Excellent attention to detail and a meticulous eye for identifying inconsistencies or inaccuracies.
• Effective presentation and project management skills.
• Trustworthy, loyal, honest with high integrity and a strong commercial acumen.
• Team player, confident in challenging business leaders in a methodical and constructive manner.
• Results driven, motivated and takes responsibility for actions and results.
• Pro-active and willing to take on new challenges, with a continuous improvement mindset.
• Computer literate including Microsoft Outlook, Word, Excel and PowerPoint.

Additional Information:

Full benefit package including medical, dental, life, vision, generous time off and more.

Internal Notice: As part of our commitment to talent development, this position is open for internal promotion applications at the time of public posting.

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