Portfolio Manager

Location: South of England Salary: £50,000-£60,000pa

Working alongside the Regional Director (RD) you would provide an effective first line of defence in the Credit Risk Control processes, through the management of an existing portfolio of clients.

You would be responsible for the control and sanction, in line with the Bank’s Lending Policies and Procedures, of Credit submissions, annual Loan Reviews and management of any arrears concerns.

This would ensure the Bank’s exposure to Credit Risk remains acceptable, and there is no detrimental effect on the Bank’s secured position.

You would become a productive member of the Relationship team, assisting with the team’s motivation and general development.

This is a great opportunity for somebody to join a progressive and growing firm and if you have the necessary skills, we would like to hear from you.

About you

For this role you will need the following skills and experience:

• Experience in a customer facing, business development type role, managing your own time and a varied portfolio of customers.
• A proven record of credit analysis and decision making.
• A high level of financial and commercial awareness with excellent analytical and problem-solving skills.
• Negotiation skills and the ability to manage multiple tasks simultaneously.
• Excellent organisation and communication skills.
• An understanding of the relevant rules under the financial services acts.
• An understanding of Conduct Risk and Consumer Duty requirements.
• Maintain a high level of market awareness.
• Experience in Corporate Lending desirable.

What we offer

• 10% employer pension contributions
• Bonus Scheme
• Hybrid working policy as standard and other flexible working options welcomed
• Private Medical Insurance including optical and dental cover from day one
• Life Cover at 4x salary from day one
• Income Protection cover
• Salary Sacrifice Cycle to Work Scheme
• Salary Sacrifice Electric Car Scheme
• Interest‑free personal loans for various purposes
• Perkbox membership (discounts on shopping, restaurants, cinema, and lots more)
• Enhanced Maternity and Paternity Pay policies Various learning and development opportunities available
• Free tea, coffee and milk
• Christmas and summer parties
• A Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and more …

Diversity and Inclusion

Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best. We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records.

If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS).

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