Head of Risk

We've raised $374M, most recently at a $2.6B valuation, to build a full stack, AI native insurance company. Corgi owns its carriers, reinsurers, MGA, and TPA, and uses AI throughout underwriting, pricing, claims, and operations. We're building the insurance company from scratch, without the legacy systems.

We're hiring a Head of Risk to own how we price, reserve, and hold risk across the group, based in London.

What you’ll do

• Own and scale the group risk framework across our carriers, reinsurers, and MGA: underwriting risk, reserving risk, catastrophe exposure, and capital adequacy
• Partner with our Head of Underwriting on underwriting guidelines, risk appetite, and portfolio performance across all P&C lines
• Oversee pricing adequacy and reserving (IBNR, loss development, rate monitoring) alongside our actuarial function
• Structure and negotiate reinsurance: treaty design, retentions, counterparty risk
• Build the risk infrastructure for international expansion, including UK/EU market entry, working directly with regulators
• Work with founders on capital allocation, new line launches, and M&A diligence

Who you are

• 8+ years in P&C insurance with deep actuarial (FIA, FCAS, or equivalent) or senior underwriting leadership experience
• You've owned a book: pricing, appetite, and results, not just analysis
• Fluent across commercial lines (E&O, cyber, GL, property, workers' comp a plus)
• Comfortable with reinsurance structures and capital modeling (Solvency II and/or US RBC)
• You can talk to a regulator in the morning and review model output in the afternoon
• High agency, low ego, allergic to bureaucracy. We move at startup speed in a regulated industry

Why this role

You’ll take a working risk framework and scale it across new lines, new entities, and new markets, with direct access to the founders and real authority over how the group holds risk.

London based. £100,000 to £180,000 depending on experience, plus meaningful equity.

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