As a Senior Underwriter in Hiscox Schemes, you will shape and deliver underwriting for new and existing schemes, partnering with broker networks to drive profitable growth. You’ll influence underwriting strategy, governance, and product opportunities while mentoring junior colleagues. This role supports Hiscox’s ambition to expand the schemes book in line with our 2030 goals, in a collaborative, hybrid-working environment in Manchester.
Pay / Benefits
bonus
contributory pension
25 days annual leave plus 2 Hiscox days
4 week paid sabbatical with service
private medical for family
flexible/hybrid working
Responsibilities
Deliver underwriting components for new and existing schemes, including financial modelling, exposure assessment, and wordings/reviews
Act as senior referral point for complex cases and contribute to profitable growth plans for the sector
Stay updated on new risks within chosen sectors to maintain market-leading position
Collaborate with Sector Lead to develop products and propositions for current and future portfolios
Mentor and develop junior team members and influence underwriting strategy and portfolio management
Take ownership of relationships and accountability for key strategic broker partners
Ensure governance compliance across the delivery process and schemes portfolio
Key requirements
Significant underwriting and analytical experience
ACII qualification or progression towards
Strong decision-making in complex situations
Data analysis skills and ability to translate insights into underwriting decisions
Independent yet collaborative work style with strong interpersonal skills
Proven ability to influence across internal/external stakeholders
Openness to new ideas, innovation, and educated risk-taking
Results-driven mindset and ability to operate on own initiative
Interpersonal communication
Mentoring and coaching
Collaborative mindset
Underwriting of schemes and delegated authorities
Financial modelling and exposure assessment
Review and creation of underwriting guides and wordings
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