In this role you will lead complex UK complaint investigations to deliver fair, timely outcomes. You’ll oversee high-risk and escalated cases, ensure regulatory compliance, and provide oversight across FOS engagement and remediation. You’ll use complaint insights to drive root-cause actions and prevent recurrence, while guiding colleagues and stakeholders. The position sits within a customer relations context focused on safeguarding customers and upholding regulatory standards.
Pay / Benefits
leave for personal, health, family, and military needs
volunteer program (Giving Back)
tuition reimbursement
Total Rewards program focused on health, wellbeing and development
in-office collaboration culture
equal opportunity employer
Responsibilities
Manage a portfolio of complex, high‑risk and escalated complaints from receipt to closure, prioritising by harm and deadlines
Investigate evidence-based outcomes with impartial judgment, considering policy terms, regulation and internal standards
Determine appropriate remedial action and ensure timely implementation of redress
Prepare clear communications and final responses addressing material issues and FOS information
Maintain auditable case records and meet regulatory timescales (3-business-day summary, 8-week deadline)
Identify vulnerability and adjust communications to accessibility needs
Provide quality assurance and challenge to other teams on complaint handling and regulatory requirements
Deputise for Head of Customer Relations or UK Complaints Lead when needed and support training/knowledge sharing
Own or support FOS cases, ensuring timely, well-organised case files and representations
Conduct meaningful root-cause analyses to identify systemic issues and drive corrective actions
Contribute to regulatory reporting, governance, and data quality for FCA/Consumer Duty
Handle complaints data with the complaints system, ensuring data quality and appropriate data protection
Escalate material issues or governance concerns per internal processes
Key requirements
Substantial experience handling complex complaints in UK general insurance or FCA-regulated environment
Strong knowledge of FCA DISP requirements and FOS processes
Understanding of Consumer Duty, vulnerable customers, conduct risk and complaint root cause analysis
Experience drafting senior-level final responses and assessing remediation
Experience using complaint data to influence operational change
Regulatory reporting or governance exposure desirable
Relevant professional qualification or CPD in insurance, complaints or regulation desirable
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