Credit Analyst - Placement Year - Farnborough

Overview

In this placement you will support credit management for a segment of the commercial finance portfolio, balancing risk with growth. You will interpret financial information to inform lending decisions and prepare conditional credit reports. You collaborate with internal and external stakeholders, monitor risk signals, and help ensure compliant, efficient credit processes that align with business strategy. This role offers hands-on exposure to credit governance and improvement initiatives within a global brand.

Pay / Benefits

competitive salary
27 days holiday (pro rata)
attractive pension scheme
supportive, flexible and wellbeing-focused environment
subsidised on-site restaurant
Advantages scheme with offers and discounts

Responsibilities

Interpret financial information and KPIs to support prudent lending decisions
Prepare credit reports with lending recommendations and conditions
Build and maintain relationships with internal and external customers
Monitor Early Warning System and mitigate risk as needed
Understand and apply credit risk and collateral policies to meet targets
Maintain credit records and limits
Support monthly Local Credit Committee reporting
Identify and implement process improvements for credit review and monitoring
Ensure lending processes comply with regulatory requirements
Assist in designing and packaging credit proposals with central and local policies
Share best practices across markets with Credit Management Department
Implement Credit Road Map recommendations to improve compliance and governance maturity

Key requirements

Undergraduate student in Business Management or similar aiming for 2:1 or higher
Basic customer service experience (retail/hospitality)
Microsoft Office (incl. PowerPoint) advantageous
Quick to learn IT applications and online tools
Strong written and verbal communication skills
Strong analytical mindset with attention to detail
Interest in sustainability and sustainable practices
Eligible to work in the UK and available for placement starting July 2027