In this role, you lead Everest’s enterprise credit risk framework and provide independent oversight across underwriting, investments, reinsurance, and credit-sensitive exposures. You will shape risk appetite, capital allocation, and portfolio management as the senior credit risk subject matter expert. You’ll engage with executives, regulators, and rating agencies to elevate risk governance and resilience. This position offers meaningful scope to influence capital strategy and risk culture within a global insurer/credit risk framework.
Pay / Benefits
health insurance coverage
employee wellness program
life and disability insurance
401k match
retirement savings plan
paid holidays and PTO
Responsibilities
Serve as a key member of the ERM Leadership Team and contribute to risk strategy and governance
Develop and execute an enterprise-wide vision for credit risk management
Advise senior management on emerging credit risks and mitigation strategies
Represent Credit Risk in executive committees, risk governance forums, and interactions with rating agencies and regulators
Establish and chair the Group Credit Risk Committee with executive oversight of exposures across the enterprise
Develop policies, standards, limits, and governance practices for credit risk management
Deliver regular reporting and insightful analysis to leadership and risk committees
Provide oversight and independent challenge of underwriting-related credit exposures (Surety, Trade Credit, Mortgage Insurance, Structured Credit, Large Deductible)
Evaluate portfolio quality, concentrations, emerging risks, and aggregate exposures across lines
Oversee investment credit risk, including spread, migration, and default risk; monitor reinsurance counterparty risk and fronting-related exposures
Partner with Investments, Reinsurance, Underwriting, Finance, and Actuarial teams on risk identification and management
Establish portfolio monitoring capabilities across counterparties, industries, regions; create enterprise-wide views of exposure and concentration risk
Develop watchlists and escalation frameworks for high-risk exposures
Design and implement a credit risk framework integrated with Everest’s risk appetite
Set concentration limits and exposure management standards across underwriting and investment portfolios
Lead stress testing and scenario analysis, translating results into risk management and capital planning insights
Provide independent assessment of credit quality, underwriting assumptions, and portfolio construction; align with external ratings and market conditions
Key requirements
15+ years of experience in credit risk, enterprise risk management, underwriting, investments, or related financial risk disciplines
Deep expertise in P&C underwriting credit risk (Surety, Trade Credit, Mortgage, Structured Credit, Large Deductible)
Proven success building or leading enterprise credit risk frameworks in complex financial services or insurance organizations
Experience interacting with executive leadership, boards, regulators, and rating agencies
Strong understanding of portfolio management, concentration risk, stress testing, and risk governance
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