In this Lead Portfolio Analyst role, you will combine underwriting expertise with data science to shape automated underwriting strategies for high-volume UK motor insurance. You will work with cross-functional teams to optimize risk selection, pricing and portfolio growth while ensuring FCA-compliant practices. You will monitor performance in near real time, identify emerging risks and translate insights into scalable decision engines. This hands-on leadership role also includes mentoring junior analysts and driving product development through analytics-driven insight.
Responsibilities
Develop and optimise underwriting strategies for high-volume UK motor insurance
Drive profitable growth through portfolio expansion, rate optimisation and risk management
Leverage advanced modelling, data enrichment and alternative data sources for risk selection and fraud detection
Monitor portfolio KPIs and performance in near real time, flagging risks and recommending actions
Support product development across existing and new opportunities
Ensure underwriting practices comply with UK regulations including FCA guidelines
Collaborate with Engineering and Product teams to operationalise models into scalable decision engines
Line-manage and mentor junior analysts to support technical development and project delivery
Key requirements
Experience in the UK General Insurance market, especially high-frequency motor underwriting analytics
Proven track record in developing, implementing and optimising profitable underwriting strategies
Expert-level SQL skills and advanced proficiency in Python or R for modelling and analysis
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