Senior Product Manager - Cards

Overview

As Senior Product Manager for Credit Cards Originations, you will own the end-to-end onboarding experience from first interaction to onboarding. You will shape the roadmap, partnering with Credit and Fraud to optimize eligibility, affordability, decisioning, pricing and fraud controls. You’ll lead a product squad, align cross-functional teams, and drive profitable new-account growth and improved conversion. You’ll apply data-driven insights and explore partnerships and AI-enabled improvements to scale impact.

Pay / Benefits

• hybrid role with London office 2–3 days a week
• flexible working arrangements
• opportunity to work abroad up to 120 days a year
• focus on work-life balance

Responsibilities

• Set the direction and roadmap for Credit Cards Originations from first interaction through onboarding
• Identify opportunities to boost profitable new-account growth using customer, commercial and risk signals
• Translate credit strategy and pricing into scalable product capabilities and customer experiences
• Lead a squad of engineers and collaborate with decisioning, design, analytics and operations
• Improve conversion by simplifying journeys and reducing referrals
• Shape partnerships and data opportunities, including open-banking and third-party propositions
• Make pragmatic trade-offs across customer outcomes, economics, risk, quality and delivery speed
• Develop the team's ways of working and leverage AI and automation to improve productivity and quality

Key requirements

• Owned measurable commercial and customer outcomes in a complex digital product area
• Able to turn ambiguity into clear direction, roadmap and success metrics
• Sound commercial judgement balancing growth, conversion, unit economics and risk
• Accountable for clear goals and KPIs and adaptable when evidence requires change
• Strong product–engineering partnership and end-to-end execution from discovery to launch and iteration
• Data-driven decision making and ability to explain trade-offs
• Influences senior stakeholders and cross-functional partners without hierarchy
• Hands-on, decisive with attention to detail when needed
• Open to using AI and automation to improve ways of working

• cross-functional collaboration
• data-driven decision making
• analytical thinking
• SQL
• scripting languages
• BI / analytical tools

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