Manager / Senior Manager, Portfolio Management

OVERIVEW

The Manager / Senior Manager, Portfolio Management contributes to updating the Bank's loan portfolio by processing service requests and annual reviews required during the life cycle of a loan. He or she analyzes and recommends complex and advanced service requests and supports the Business Development team in developing efficient solutions to meet the client's requests while adhering to the Bank's policies and directives.

CHALLENGES TO BE MET

Follow up on outstanding issues in the files in accordance with BDC's audit policies, processes, and procedures by ensuring that the forms and information are accurate and complete, the conditions are met, and the signatures are obtainedWhen completing an annual review, validate the profitability of the portfolio by monitoring the client's borrowing activities and identify additional opportunities (financing or consulting) and be proactive to retain existing clientsReview financial statements, complete the financial analysis, and evaluate the risk ratingActively address situations where potential risks are identified, such as arrears, risk deterioration and declining financial resultsEvaluate high and advanced risk requests and offer proactive solutions to restructure agreements, minimize risk and mitigate losses in collaboration with Credit, the business centres and other internal colleaguesAuthorize, decline, or recommend services, within the established parameters, and ensure a high calibre of analysis and due diligence for all loan amendments and service requestsMaintain relationships with business centre personnel and colleagues to foster good teamwork and the pursuit of common objectives and the consistent application of policiesCoach, mentor and share experience with team members Keep abreast of economic trends in his or her region and any potential impact for the Bank's clients Keep abreast of changes made to policies, procedures, and detailed processes and of trends in credit and regulatory issues that may have an impact on BDCWHAT WE ARE LOOKING FOR

WHAT WE ARE LOOKING FOR

• Bachelor's degree in Commerce or Business Administration
• Three to five years' experience as an account manager in the banking sector
• In-depth knowledge of banking products, services, policies, processes, and procedures
• Ability to analyze complex financial structures
• Ability to identify and solve problems pro-actively with good judgment
• Demonstrated flexibility to adapt to a changing environment
• Good time management skills and ability to set priorities to meet tight deadlines
• Cooperative attitude
• Bilingualism is an asset

Proudly one of Canada's Top 100 Employers and one of Canada's Best Diversity Employers, we are committed to fostering a diverse, equitable, inclusive and accessible environment where all employees can thrive and feel empowered to bring their whole selves to work.

SummaryLocation: Kitchener; Ottawa; Halton; Mississauga; Halifax; Moncton; Toronto; VaughanType: Full time

Choosing BDC as your employer also means:

• Flexible and competitive benefits, including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined Benefit Pension Plan, a $750 wellness and health care spending account, to name a few
• In addition to paid vacation each year, five personaldays, sick days as necessary, and our offices are closedfrom December 25 to January 1
• A hybridwork model that truly balances work and personal life
• Opportunities for learning, training and development, and much more...

Explore the BDC Way in our Culture Book POSITION

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