Management Accountant

Lovey Lovey is a leading online finance broker and lender dedicated to empowering UK SMEs. Since 2016, we've helped thousands of businesses access vital funding through our innovative technology platform and customer-first approach. Ranked among the UK's fastest-growing finance companies, certified as a Great Place to Work, and proudly holding a 4.9 Trustpilot rating, Lovey continues to scale rapidly. As we grow, we're strengthening our finance function and are looking for commercially minded Management Accountant to join our finance team and play a key role in driving our financial strategy forward.

The Role Management Accountant

Location: Birmingham City Centre - Full Time Office Based
Salary: £50,000 - £60,000 per annum, depending on experience

Key Responsibilities

• Prepare monthly management accounts and financial reports, including budgets and forecasts
• Prepare monthly compliance certificates and other MI as needed for funding agreements
• Facilitation of daily cash sweeps between entities to ensure compliance with various funding agreements
• Present financial performance insights to senior stakeholders to inform strategic decisions
• Analyse costs and develop strategies to improve efficiency and reduce expenditure
• Support business initiatives by sourcing finance for projects
• Offer financial advice on business plans, risks, and investments
• Improve and oversee financial systems, controls, and reporting procedures
• Monitor income and expenditure, ensuring budget adherence
• Supervise and support accounting technicians with day-to-day tasks
• Translate complex financial data for non-finance colleagues across the business
• Assess and manage financial risks in line with regulatory and business standards

About You

We're looking for a proactive, detail-oriented finance professional with a strong analytical mindset and a passion for continuous improvement. You should be confident working in a fast-paced environment and able to communicate financial insights clearly to both finance and non-finance stakeholders.

Qualifications & Experience

• ACA, ACCA, or CIMA qualified
• Proven experience in management accounting and financial reporting
• Strong knowledge of accounting standards and financial best practices
• Experience working in financial services or an FCA-regulated environment (preferred)
• Confidence in reading legal contracts and understanding of compliance mechanism
• Advanced Excel skills (e.g., VLOOKUPs, SUMIFs, Macros)
• Strong analytical and problem-solving skills
• High attention to detail with the ability to meet tight deadlines

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