Legal & Technical Claims Graduate Programme 2027

Who are we?

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Specialty Legal & Technical Claims Graduate Programme

Please read before submitting: You may only apply to one graduate programme for our 2027 intake. Submitting duplicate applications will result in additional applications not being considered.

Location: London Start date: September 2027 Salary: year one £35,000 and year two £37,500 Working structure: 3-4 days in office

Legal & Technical Claims From Global Events to Complex Claims - Be Part of the Solution

Looking for a graduate role that combines problem solving, relationship management and puts you at the centre of major global events? Join Howden's Legal & Technical Claims Graduate Programme and gain hands-on experience helping clients navigate complex insurance claims across a wide range of industries. From global sporting events and financial institutions to aviation and major corporate transactions, you’ll play a role in delivering solutions when they matter most. Our Graduate Programme will build your technical and professional skills while giving you real responsibility from day one, working directly with clients, insurers and industry experts.

What you’ll be doing?

Over two years, you’ll rotate through four specialist claims teams, spending six months in each area to build a broad understanding of the insurance industry and claims lifecycle. You will spend 6 months rotating between the following teams:

• Financial Institutions – supporting banks, lenders, investment firms and other financial organisations.
• Sports & Entertainment – supporting local sports clubs to global entertainment brands, media companies and major events.
• Howden Capital, Advisory & Placement (CAP) – supporting large corporates, investment funds and private equity firms.
• Global Specialty – supporting specialised risks within Aviation, Construction, Marine & Cargo, Casualty, Property, Health & Care and Natural Resources.

In each rotation, you’ll:

• Learn how complex claims are managed from start to finish.
• Support senior claims specialists with claim investigations and coverage assessments.
• Review contracts and policy documentation.
• Build relationships with brokers, insurers and clients.
• Develop negotiation, analytical and problem-solving skills that will set you up for future success.

On completion of the programme, you will have the opportunity to complete fully funded professional qualifications, such as Chartered Insurance Institute certificate (CII) and/or Solicitor Qualifying Examination (SQE).

What are we looking for?

No experience in insurance is required; we’ll teach you everything you need to know! You'll be:

• A soon-to-be or recent graduate from any degree background who is not currently participating in and has not previously completed a graduate programme with another employer.
• A person who enjoys building relationships and working with others.
• A person who can get your thoughts and ideas clearly across to others, both in writing and verbally.
• A collaborative individual who enjoys working in a team environment.
• A keen problem solver who has strong analytical skills and attention to detail.
• An inquisitive and interested in keeping up to date with major events happening around the world.

To be eligible for our programme, you must have the full and unrestricted right to work in the UK.

Why should you apply?

At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You’ll join a permanent role from day one and take part in our structured 18-month development programme, designed to accelerate your technical, commercial and professional growth. You’ll also benefit from:

• £35,000 salary, increasing to £37,500 in year two and generous pension scheme.
• Opportunity to complete fully funded professional and technical qualifications relevant for your role and career pathway.
• Structured learning and development through our 18-month graduate programme.
• 25 days annual leave plus bank holidays and an extra day off for Christmas.
• Competitive salary and generous pension scheme.
• Access to discounted personal health policies, a competitive pension scheme, wellbeing benefits and a range of insurance products.
• 2 days allocated to take part in volunteering schemes.

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new. We support each other in the small everyday moments and the bigger challenges. We are determined to make a positive difference at work and beyond.

Reasonable adjustments

We’re committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours or hybrid working. If you’re excited by this role but have some doubts about whether it’s the right fit for you, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

Permanent

Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we’re a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.

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