Portfolio Lead - Financial Risk

This role is to be based in either London, Manchester or Birmingham. Intact Insurance is the new name for RSA in the UK, Ireland, and across Europe. It’s a new name and a new way to do business. Backed by global expertise and a commitment to service that feels different, we’re focused on making insurance simpler, faster, and more responsive.

Shape The Future

We’re leading a transformation in insurance helping people, businesses and society prosper in good times and be resilient in bad times. When you join us, you’re not just taking a job, you’re stepping into a career where you can make a real difference.

Grow With Us

We’re customer-driven, community-focused, and committed to helping our people grow. Whether you’re early in your journey or bringing years of experience, we’ll support you with the tools, flexibility, and opportunities to thrive.

Win As a Team

The purpose of this role is to support the product development, technical capability and large case underwriting of the Financial Risk portfolio, and act as a consulting expert in providing support and oversight across corresponding e-Trade and Delegated portfolios.

You’ll Make An Impact By

• Working with the Financial Risk product owners, your role will lead projects to ensure the continuous development of Financial Risk products to meet customer requirements and respond to market opportunities.
• Responding to regulatory and legislative changes to ensure products, underwriting guidelines and licences manage the Commercial Lines (CL) appetite. You will also as be responsible for the oversight of underwriting risk in the Financial Risk portfolio, including accumulation risk monitoring
• Prepare reports and recommendations as required.
• Leading the technical capability, oversight and empowerment of the underwriting community across a specific CL portfolio, through development of appropriate training material and licence frameworks.
• Support underwriting and pricing of the most complex cases and develop the business capability in Financial Risk.

Your Skills And Experience

• To be able to deliver the underwriting licence framework to ensure the appropriate oversight and empowerment for profitable growth in the Financial Risk business.
• Extensive experience in Financial Risk Underwriting.
• Experience of driving profitable growth through underwriting risk selection, product development and underwriting process development.
• Stakeholder management and relationship skills.

Why You’ll Love It Here

Being part of our team means you’ll have the support and freedom to bring your best self to work each day. As a permanent member, here’s what you can look forward to

• Annual discretionary bonus
• Up to 11% pension contributions
• Hybrid working + flexible hours
• 25 days annual leave + bank holidays + buy/sell options
• Health & wellbeing + virtual GP
• Career development and mentoring
• Inclusive culture + employee networks
• Share investment options

Our DEI Commitment

We celebrate individuality and believe our differences make us stronger. We’re proud to foster a culture where everyone feels respected, valued, and empowered to thrive.

As an Equal Opportunity and Disability Confident Employer, we ensure fair consideration for all applicants and offer interviews to all disabled candidates who meet the essential criteria.

We understand that everyone’s circumstances are different and are happy to explore flexible working options such as reduced hours or job shares to support work-life balance.

If you meet the core criteria but not every requirement, we’d still love to hear from you. Let’s explore how this role could support your next career step. If you need adjustments during the recruitment process, just let us know we’re here to support you.

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